On Being Financially Safe: Automatic Savings With Digit

Hey there!

As artists, we often put our art before our financial safety.

Some people even wear that strategy as a badge of honor.

I’m here to to tell you that you’re hurting yourself in many, many ways if you don’t get financially safe.

One of the ways you can start to shore up your financial walls is to save money. And until now, there were very few ways to do that automatically that worked. I found one.

Everyone from your grandmother to your tax preparer tells you to save money.

Easier said than done, right?

And it’s like pouring salt on a wound if you tell that to someone who’s in financial danger.

Whether you’re struggling with money, or you’re doing just fine, I found a way to automatically sock away a money here and there, with almost no pain at all.

(I actually heard about it from three different sources within two hours. With that many cheerleaders, I had to go check it out.)

It’s called Digit, and it’s a service that takes into account how much money you have coming in, and how much you have going out.

And then, it carefully, without stressing your financial situation, takes a bit here and there and saves it for you.

Note that I said automatically. You link Digit to your checking account, and it becomes your savings account.

But it doesn’t just grab the same amount of money on a regular basis, something you’ve probably tried and abandoned.

Digit’s much smarter than that.

Here’s how it works (from the Digit FAQ):

Digit takes into account each user’s unique financial situation for the day. It learns things like pay days, rent, recurring bills, spending patterns, and average balance to determine how often to save and how much to safely set aside.

Most folks see 2-3 savings transfers per week on average. The average savings transfer is $18 but is typically between $5-$30.

However the minimum Digit will ever save is $0.05 and the maximum is $150 (extremely rare).

I signed up for it, and watched as the savings varied from a few dollars to $98 on a day when I got paid a few thousand dollars for narrating an audiobook. It really was painless, and I love how easy it was to sign up. Digit works with most major banks, and you need a smartphone to use the app to watch your savings grow.

The end result is what’s important. You save for disaster, and you save so you can recover from those disasters. You also save for the day when you’re unable or unwilling to continue doing what you’re doing. Some people call that retirement.

Starting a savings plan now can really be useful, in ways you can’t begin to predict.

Being able to set the throttle on this savings engine, and let the Digit autopilot take over, knowing that when you can save more you will, and when you can’t, well, you won’t, is comforting.

Even if you’re really strapped, you can breathe a little easier, knowing that by using Digit, you’re helping yourself be financially safe.

Here’s the URL for Digit:


I’ll continue to share strategies and tactics over the next few weeks about how to be financially safe.

And if you have anything in particular that you find stressful or confusing about financial safety, let me know in the comments below.

Stay tuned: I’m lining up more great advice to share with you.

Hope this helps.


10 Responses to 6 Steps to a Perfect VO Demo

  1. Kelli August 18, 2011 at 2:58 am #

    I feel really good about my demo. It is a quick and fun process, even for someone like me who gets very self concious. :)

  2. David Britz September 5, 2011 at 11:25 pm #

    The demos are great. Superb quality. Why go anywhere else?

  3. David Britz October 20, 2011 at 3:51 pm #

    Can’t wait to record my Narration VO Demo!! :))

  4. Mike Brang December 31, 2013 at 9:44 am #

    Having a well-produced demo is one of the most important things in the VO business. I had a number of demos made from other producers in the past and they all had one thing in common — that manufactured, cookie cutter sound!
    What sets David apart from the rest, besides his affordable price and tremendously fast turn around time, is that all of the clips you record with him sound unique. Each spot sounds like an actual commercial you recorded for a job.
    My agent loved the quality and even asked who produced it to refer his other talent there!

    Thanks again, David for producing such a great, high quality demo for me. You made the process relaxing and enjoyable. I urge anyone reading this unsolicited reply to listen to David’s student demos to hear the difference for yourself. Anyone would be lucky to work with him

  5. Kristy Liles February 9, 2017 at 7:04 pm #

    I can not thank you enough. I worked so hard on 15 page IVR project, one day I cryed, look for answers, pull my hear (not really) but I was about until another VO send me this great tool. Thanks!

  6. Frank June 11, 2017 at 9:51 pm #


    When v123 indicates the audition is for a student/ nonprofit are we to assume it is for $0. If so, why does the audition ask for an amount to be entered?

  7. shirley jordan June 12, 2017 at 5:58 pm #

    I did get this scam through Voice 123. In our discourse, they offered me the gig and they gave me the name of a legit local place to record and the same runaround with the money. I didn’t send anything, but instead, I called the studio to make sure the booking was for the day we set up, and lo and behold, the people there had no idea what I was talking about. I then tried to call back my “contact person” who was setting this up and there was a fax machine beep on the other end. I immediately contacted Voice 123 and told them what had happened. You know what they say…if it sounds togaed to be true, it probably is. Thanks for the reminder!

  8. shirley jordan June 12, 2017 at 5:59 pm #

    …too good…not togaed.
    The one time spell check didn’t work!

  9. Bernard Prame July 1, 2017 at 9:44 pm #

    extremely helpful demo. Thank you!

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